Serving Gresham, Troutdale, Fairview, Portland, Sandy, Boring, Clackamas, Damascus, Wood Village and the entire Portland East Metro Area

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Questions

Question Or Comment?

Let us know what you need and we’ll do our best to respond within 24 hours! Simply fill out the form below and let us know how to contact you.

 
 
     
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Loan Analysis

Loan Analysis

Tell us a little about yourself and we will help you track down the perfect loan for you and your circumstances. With so many loan programs available, there is a good chance that there is one just right for you!

CONTACT INFORMATION

YOUR FINANCIAL INFORMATION

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Seller Tips

Real Estate Agents Servicing Gresham Oregon, Troutdale Oregon And Fairview Oregon Areas.

How do you get top dollar for your home? Here are a few tips that will help you get your house ready to sell! Access these seller tips and find out what you can do to maximize your proceeds!

REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

Sellers can be a little confused when they are asked to sign an asbestos disclaimer. Asbestos is a known carcinogen, and when exposed, tiny particles can be released into the air you breathe. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

Most buyers choose to drive by your home first before wanting to set an appointment to view. An attractive yard that is free of debris will gain interest quickly. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

New paint makes the entire home smell clean and neat, and can bring sellers top dollar. If your home has chipped paint, exposed wood, or surfaces that look faded, it’s time for new paint. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

You will spot several different types of plumbing systems in any housing market, incuding your own. Copper, galvanized, rigid plastic, polybutylene, and soft plastic are but a few. Certain systems are more prone to having certain problems …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

Studies show that the longer a property stays on the market, the less the seller will net upon the sale. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

In today’s real estate market it is more important than ever to have a professional who truly represents your best interest. A qualified listing agent works for you — the home seller. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

It’s a common fact that clean homes net more money. Most people are turned off by even the smallest amount of uncleanness or odor when looking at homes to purchase. Sellers lose thousands of dollars because they do not adequately clean their homes or rid them of offensive odors. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

The greatest way to show a home is to have a key available. This is typically done by placing it in a secure lock box, provided to you by your Real Estate Professional. This will give agents, with prospective buyers easy access to your property and promote showings. …

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REAL ESTATE AGENTS FOR THE GRESHAM OREGON, TROUTDALE OREGON AND FAIRVIEW OREGON AREA. SPECIALIZING IN LISTING AND SELLING CONTACT US AT (503)407-9859

The type of wiring in residential homes generally depends on when the home was built, where it was built and if it has been updated. In the older homes, knob and tube type wiring was the norm …

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Seller Reports

Real Estate Agents For The Gresham Oregon, Troutdale Oregon And Fairview Oregon Area. Specializing In Listing And Selling Contact Us At (503)407-9859

These FREE seller reports will save you time, money and headaches! Each report offers a unique insight into the selling experience.

Download these reports today!

THE SELLER’S LIST OF 25 EASY FIX-UPS

The condition of your home will have a huge impact on how fast it sells, and its eventual selling price. Preparing your home for sale can pay you huge dividends. Find out how!

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AVOID THE TOP 10 SELLING MISTAKES

Serious about selling your home? Before you sign anything, read about these common mistakes that home sellers make!

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FINDING YOUR HOME’S BEST SELLING PRICE

Statistics show that the best opportunity to sell your home is often within the first few weeks of putting it on the market. Weigh all of the factors when pricing your home!

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QUESTIONS TO ASK BEFORE LISTING

Choosing the right Realtor to sell your home can be difficult. The following list of questions will also help you get the very best from the agent you choose.

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7 ESSENTIAL STEPS TO SELLING SUCCESS

The 7 Essential Steps You Must Take To Sell Your Home For The Most Money, In The Shortest Amount Of Time, And With The Least Amount Of Hassle Possible!

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Finance Information

How much home can you afford? Use our finance center to learn about your loan options below. There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today:

FIXED-RATE LOANS

The fixed-rate mortgage is the most popular mortgage program in use today. Fixed-rate loans offer the borrow a fixed interest rate for the life of the loan, typically 15 to 30 years. Borrowers have peace of mind knowing that their monthly payment will not change over time. Conventional fixed-rate mortgages have underwriting requirements established by Freddie Mac and Fannie Mae, and require certain down-payment and debt-to-equity ratios to qualify. Fixed-rate loans are especially attractive to buyers who plan to stay in their home for more than a few years.

ADJUSTABLE RATE LOANS

With an Adjustable Rate Mortgage (ARM), the interest rate changes periodically, and payments go up or down accordingly. Rates are tied to an index that reflects the cost of money at any given point in time. Generally speaking, lenders charge a lower initial interest rate for the ARM than for the fixed rate mortgage. If you are expecting interest rates to decrease in the future, or if you are trying to maximize your purchase power today knowing your income will rise in the future, then this loan may be right for you. Adjustable rate loans are attractive for buyers who expect to be in the home for a short period of time.

FHA AND VA LOANS

The Federal Housing Administration (FHA), offers loans for low-to-moderate-income home buyers. FHA loans have lower down payments, and have relatively easier requirements than conventional fixed-rate mortgages. FHA mortgages have no income restrictions and even those with lower credit scores may be considered. Past bankruptcy does not necessarily disqualify borrowers from using this program!

In addition, the Department of Veterans Affairs (VA) offers a zero-down mortgage program. To take advantage of this program, borrowers need to be among those listed as veterans and service personnel in the U.S. military. One of the biggest benefits of this program is that it eliminates the need for private mortgage insurance!

LOCAL HOME BUYING PROGRAM

There are often many state and local programs available. These programs offer down-payment assistance and programs for local home ownership. Learn more about these local programs, recommended lenders, and other finance options by contacting us today!

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Home Wiring

The type of wiring in residential homes generally depends on when the home was built, where it was built and if it has been updated. In the older homes, knob and tube type wiring was the norm, replaced later by encased plastic-sheathed wiring.

In most cases the newer plastic-sheathed wiring is copper, insulated with plastic and then wrapped with insulation and another layer of plastic for protection. Breaker boxes are another story; sometimes a well-meaning home owner can inadvertently make things unsafe.

It is always wise to consult a reputable home inspector and even an electrician before you buy. A little homework today can save you a lot of money down the road. more on home wiring is available right here.

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Energy Efficient Windows

Single pane, double pane, thermo pane, triple pane windows, plain glass, leaded glass, low “e” glass, wired glass, and tempered glass, too. WOW – There’s a lot to know!

Some children have been known to shatter a window or two. Tempered glass can prevent this. Fogged thermal pane windows might need to be replaced if their seals are broken. New argon gas filled windows work well to insulate, while low-e coatings reduce the heat transfer for south facing rooms.

There is a lot of information available on the web, but this site seems to be one of the best ones out there. We will be happy to show you the different types of windows and glass as we show you around homes, so be sure to ask us.

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Siding

When you are checking out homes, there are several items in our market you need to be aware of – including man-made siding. A lot has been said about L.P.( Louisiana Pacific) OSB (Oriented Strand Board) products, and they have borne most of the bad press.

But did you know that there can be issues not just with LP, but with Omni Board (made by Masonite) Stimson Fortestex, Weyerhauser and others? You need to know, Siding replacement can cost tens of thousands of dollars!

When the time is right, ask us about ASHI home inspectors and the benefits of making your offer contingent upon YOUR approval of a home / siding inspection where necessary.

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Thinking of Stucco?

Many newer homes are now being sided with artificial stucco siding, or EIFS (Exterior Insulation Finishing Systems). This is essentially polystyrene foam with a base coat, reinforcement mesh, then another base coat and then a finishing coat of stucco over the top. This is a terrific product, as it adds insulation value to the home, not to mention classy looks. However, it can also be a serious and very expensive repair if it isn’t installed correctly and/or water gets behind it.

There are several manufacturers of artificial stucco, and many builders installing it. Having it inspected allows you to know if there is a problem, and even if there isn’t, you will be aware of the areas you need to keep caulked, and what to look for in case of trouble. Get more information on improperly installed EIFS by clicking right here.

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Lead Paint

All sellers with homes built prior to 1978 are required to fill out a lead-based paint disclosure form and provide you, the buyer, with a lead-based paint educational booklet in any sale. Lead is a highly toxic metal that was used for many years in products found in and around our homes.

Lead may cause a range of health effects, from behavioral problems and learning disabilities, to seizures and death. Children 6 years old and under are most at risk, because their bodies are growing quickly.

On the other hand, there are millions of homes with lead paint out there, and many have been painted and repainted several times so the lead paint is well covered up. If in doubt, have the paint tested and evaluated either at a local laboratory, or with one of the home test kits available at your local hardware store.

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Plumbing Alert

You will spot several different types of plumbing systems in any housing market, including our own. Copper, galvanized, rigid plastic, polybutylene, and soft plastic are but a few. Certain systems are more prone to having certain problems.

Galvanized water pipe is most prone to rusting on the horizontal surfaces (such as under a floor) versus vertical surfaces (running up a wall) and it corrodes from the inside out. Some rigid plastic systems have been recalled, while others have fared very well.

The most reliable types seem to be made of copper, but again there can be issues to check: are the hangers plastic lined? Are there any lead solder joints? A good home inspector can help you identify any problem areas before you buy. There are several reputable inspectors in our area that I would be happy to refer.

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Home Insurance

Heating and cooling systems are some of the most i

When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to “replacement costs” that may not cover everything.

You should ask your insurance agent a lot of “what if” questions. The deductible amount also plays a big part in setting your premium. Higher deductibles lower the number of claims, and reduce your insurance costs.

Check with your insurance agent for more information on these issues, and any others. If you don’t have an insurance agent, we have access to several top-notch agents we can refer you to with confidence.

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Insulation “R” Values

Heating and cooling systems are some of the most important investments you’ll ever make in your home. Heating and cooling accounts for 44% of your home’s energy use. Various systems include electric, gas, propane, oil, and even wood-fired.

The method of distribution can be forced air, under floor boilers and pipes, baseboard, zonal, gravity, heat pumps, ceiling wires and, of course, wood stove and fireplace. Some have higher purchase prices, while others cost more to maintain or operate.

The more energy efficient an appliance is, the less it costs to run and the lower your utility bills. Use this knowledge to evaluate the asking price of any home. You’ll be money ahead as you factor its heat source into any offer! More information on heating is available right here.

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Home Heating Sources

Heating and cooling systems are some of the most important investments you’ll ever make in your home. Heating and cooling accounts for 44% of your home’s energy use. Various systems include electric, gas, propane, oil, and even wood-fired.

The method of distribution can be forced air, under floor boilers and pipes, baseboard, zonal, gravity, heat pumps, ceiling wires and, of course, wood stove and fireplace. Some have higher purchase prices, while others cost more to maintain or operate.

The more energy efficient an appliance is, the less it costs to run and the lower your utility bills. Use this knowledge to evaluate the asking price of any home. You’ll be money ahead as you factor its heat source into any offer! More information on heating is available right here.

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Asbestos Concerns

Many sales agreements mention asbestos by saying “the buyer is aware asbestos may be used in the construction of this home.” This can be a little unsettling. Asbestos is a known carcinogen, and when exposed, tiny particles can be released into the air you breathe.

Asbestos is a common insulator used in many homes, and was used for everything from siding to tape wrapping for furnace air ducts and even sometimes in “popcorn” ceilings. There are several remedies that range from the simple to the complex.

Your home inspector can tell you if asbestos is present in easily visible places such as siding, taping, and insulation, and recommend remedies if necessary. More information on asbestos can be found right here.